HAMP and HAFA are part of the "Making Home Affordable" Initiative

Jill is a certified Home Affordable Foreclosure Alternatives (HAFA) Specialist.

Home Owners (Borrowers) should first go thorugh the HAMP (loan modification) process before they start the short sale process (HAFA).

Jill can coach you through the loan modification program (HAMP). If you are denied for the modification or decide to short sale your home anyway, Jill can guide your through the HAFA process.

Benefits to the home owner of HAFA:

• $3000 relocation assistance
• Home seller (borrower) is released from future liability from the first mortgage debt